Learn How Companion Short Term Medical Reference Based Pricing works vs PPO

Reference-based pricing (RBP) was supposed to be a surefire strategy to prevent overpaying for medical claims. However, employers experienced an alarming amount of frustration from their employees, who were struggling to cope with balance billing and the fear of medical deb...

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Administration Releases New Guidance on Health Reimbursement Arrangements (HRAs) and Section 1332 Waivers

Proposed rule would allow HRAs to be used with individual coverage

Earlier this week, federal agencies released a proposed rule for Health Reimbursement Arrangements (HRAs) and updated guidance for Section 1332 State Innovation Waivers (now called State Relief and Empowerment Wai...

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Small Employers Cut Health Care Costs Using Stand-Alone HRAs

Qualified small employer HRAs are a low-cost alternative to group coverage

By Stephen Miller, CEBSApr 9, 2018

More than 70 percent of small businesses that used a new type of health reimbursement arrangement (HRA) last year did so to offer employee health benefits for the first t...

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The Employer Mandate Penalty and Employee Eligiblility for a Premium Subsidy: Increased Enforcement Is Coming

This month, there have been two significant announcements from the Department of Health and Human Services (HHS) regarding employee eligibility for a premium subsidy under the Affordable Care Act (ACA).

Employer Mandate Penalty and Your Health Plan

First announcement: HHS has hired a third-party contractor to perform an emp...

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