Don’t be a Do-It-Yourselfer and cobble together Cut-Rate Health Insurance!

If you are like a lot of hard working Americans and have decided that paying $1,000 or more a month for family health and dental plans through your job has become an excessive burden – then listen up.Worried Mature Couple Reviewing Domestic Finances

You’ve probably searched for individual family plans on HealthCare.gov. These p...

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How to Handle the Looming Employer Mandate

Becoming Effective Very Soon

Sticker ShockMuch of the conversation swirling around Obamacare involves the penalty individuals will face at the end of the year if they do not pick up qualifying health insurance – a part of the law known as the individual mandate.

But there’s another mandate th...

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The Three Major Benefits of a Self-Funded Health Insurance Plan

With its numerous taxes and requirements – the Affordable Care Act, or Obamacare, is expected to hamper small businesses when it comes to offering health insurance to their employees.

Insurance AgentsHowever, employers that insure themselves instead of turning to a large private insurer are exem...

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Taking the Obamacare Penalties Might Be Best Option for Businesses

Sticker ShockWhile Obamacare’s individual mandate has individual Americans stressing out about penalties, the section of the Affordable Care Act causing the biggest concern for businesses is the Employer Shared Responsibility (ESR) provision, which mandates the “large employers” must offer co...

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