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Staying Healthy

Did you know that Texas provides low cost vaccines if your private insurance does not cover the cost?

By | Child Category I, Staying Healthy

HealthLifeDentalInsurance.com How To Get Low Cost Children's Vaccines

The Texas Vaccines for Children (TVFC) program provides low-cost vaccines to eligible children from birth through 18 years of age if your private insurance coverage does not include vaccines or only includes select vaccines.

The only requirement is that the children must be seen by a Federally Qualified Health Center (FQHC), Regional Health Clinic (RHC), or deputized clinic.

I recommend low-cost shots at our county health department.  I live in Bexar County San Antonio and I just took my kids.

Upon arrival, you get a clipboard.  Just fill in the child’s info, put your insurance information in and check the box “insurance does not cover immunizations”.

Bring your current UHC id card – and they will call to confirm that your insurance is in force and inquire to confirm that it does not cover vaccines.  Once they find out that vaccines are NOT covered they charge a very low fee – approximately $19 per series. The cost for my 12-year-old daughter, for 2 entire series, was $38.

It took about 30 minutes and they provide the complete shot record for school for free.

To learn more visit:  https://www.sanantonio.gov/Health/HealthServices/Immunizations/MainClinic and

https://www.dshs.texas.gov/immunize/tvfc/info-for-parents.aspx

Choosing Health Care Options That Work For You

By | Staying Healthy

It’s important to know where to go when you need medical care.

Sometimes it’s clear and at other times, it’s not so clear. While the answer is not always simple, knowing your options and deciding where to go can mean the difference in costs and time. The main thing is to be prepared before you go and make sure ahead of time you will be covered by your plan’s network.

Use the Health Care Options chart below to help you decide where to go based on your health care need:

WHERE TO GO WHEN IT’S NOT AN EMERGENCYWhere To Go When It's NOT an Emergency Chart

WHERE TO GO WHEN YOU NEED IMMEDIATE ATTENTION
Where To Go When You Need Immediate Attention]

WHAT IS AN EMERGENCY?

Life happens. One minute you’re making dinner and the next you slice your finger. Luckily, your health care coverage puts you in control of your care – and your costs.

You have choices when it comes to choosing care. Just because your finger is hurt doesn’t mean you need to go to the emergency room (ER). And in some cases, if you do go to the ER, your visit isn’t covered. This means you could end up paying part or all of the bill.

Knowing what is – and isn’t – an emergency can help you plan for the unexpected.

When to use the ER
* Medical Practice Pulse Report 2009, Press Ganey Associates
** Urgent Care Benchmarking Study Results. Journal of Urgent Care Medicine. January 2012.
† Emergency Department Pulse Report 2010 Patient Perspectives on American Health Care. Press Ganey Associates. http://www.pressganey.com/Documents_secure/Pulse%20Reports/2010_ED_Pulse_Report.pdf?viewFile (Accessed February 2014).
 1 Internet/Wi-Fi connection is needed for computer access. Data charges may apply when using a tablet or smartphone. Check phone carrier’s plan for details. Non-emergency medical service is limited to interactive-audio (phone only) consultations, along with the ability to prescribe in Texas. Non-emergency medical service in Idaho, Montana, New Mexico and Oklahoma is limited to interactive audio/video (video only), along with the ability to prescribe. Behavioral Health service is limited to interactive audio/video (video only), along with the ability to prescribe in all states. Virtual Visits currently are not available in Arkansas. Service availability depends on location at the time of consultation.

 

Tooth infection suddenly kills Sacramento truck driver, 26

By | Staying Healthy

What started as a toothache led to this dad’s heartbreaking death.

BY SAMMY CAIOLA

Nataliya Kondratyuk 22, with her two daughters Maya Kondratyuk 11 months, left, and Vanessa Kondratyuk 2, at a relative’s home in Antelope on Tuesday, January 31, 2017. Nataliya’s husband Vadim Kondratyuk, 26, died recently of complications from a dental infection. Randall Benton

Nataliya Kondratyuk 22, with her two daughters Maya Kondratyuk 11 months, left, and Vanessa Kondratyuk 2, at a relative’s home in Antelope on Tuesday, January 31, 2017. Nataliya’s husband Vadim Kondratyuk, 26, died recently of complications from a dental infection. Randall Benton

Vadim Anatoliyevich Kondratyuk was just 26 and had two young children. He was driving a truck route from Truckee to New York last Tuesday when he started to feel pain in the lower left side of his mouth, said his wife, Nataliya Kondratyuk. He pulled over in Oklahoma to see a dentist, who diagnosed an infection and prescribed antibiotics.

The pain subsided at first but then worsened, and Vadim Kondratyuk called his wife several times while driving to complain about the tooth. He made his delivery in New York, but his mouth was uncomfortably swollen and he couldn’t make the long drive home alone. His brother flew to New York to escort him back to Antelope where Nataliya, 22, was anxiously waiting with their 2-year-old and their 11-month-old.

On the way, Kondratyuk’s breathing became labored and he grew pale, Nataliya said. His brother rushed him to a Utah hospital, where he was placed on oxygen and then flown to a larger facility in Salt Lake City. Doctors there prescribed stronger antibiotics and put him on dialysis, but the tooth infection had spread to his blood and lungs, she said. She flew to his bedside and was able to say goodbye before he died on Monday morning.

We have dental coverage starting at $15 a month per adult… visit Health Life Dental Insurance to see how affordable it is to keep a healthy smile.

 

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Emergency Room vs. Urgent Care Facility, How to Save Money

By | Health Insurance, Staying Healthy

While a dislocated shoulder or bad case of the stomach might feel like an emergency, many health policy experts are warning against going to the emergency room for treatment and suggesting a visit to an urgent care facility instead.

disabled-72211_1280In addition to potentially placing unnecessary demand on hospital staff, a visit to an urgent care center is often a much cheaper option – a concern for those with high deductibles and co-pays. In February, WFAA in Dallas reported a story on local resident Lisa Harvell who sought emergency room treatment for a painful case of shingles. Harvell told the ABC affiliate that she was shocked to see the bill for her treatment.

“It was $1,170,” Harvell said. “This entire bill just stuns me. I never expected this — ever.”

An Emergency Room Trip Equals Higher Costs for Everyone

According to Humana, a trip to the emergency room could cost up to six times more than a visit to an urgent care center. In a recent report, the health insurance company also said higher costs means greater average employer cost for an insured patient, average self-pay for the insured person and Medicare costs. These higher costs are much more alarming after considering that 84 percent of cases seen in emergency rooms are “not actual emergencies,” according to an NYU study cited by Humana.

How to Know Where to Go

To determine just what an actual emergency is, the National Institutes of Health has issued a series of recommendations for patients to consider when seeking care.

“How quickly do you need care? If a person or unborn baby could die or be permanently disabled, it is an emergency,” the NIH said on its website.

The federal agency listed numerous emergencies that warrant not only a trip to the emergency room, but calling 911 for immediate assistance from a team of first responders. These emergencies include: stopped breathing, head injury with loss on consciousness, spinal injury, powerful electric shock or lightning strike, severe burn and a seizure that lasts three to five minutes.

The NIH also listed numerous situations that simply call for a trip to an urgent care center, including: common illnesses, such as the flu, and common injuries, like minor cuts or broken bones. The NIH added that patients should call their doctor if they aren’t sure their situation calls for a trip to the emergency room. If the doctor’s office is closed, his or her answering service should be able to provide the necessary assistance.

 

 

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Gearing Up for Allergy Season With Affordable 24/7 Access to Prescriptions and Doctors

By | Staying Healthy

A couple of weeks ago, the Asthma and Allergy Foundation of America released its annual Spring Allergy Capitals report, which ranks the worst 100 cities for allergies in America.

“It’s the 12th year for this report, and it’s a reminder that, no matter where you live or what the outdoor conditions are, people need to take allergies seriously and have a treatment plan,” Mike Tringale, AAFA’s senior vice president for external affairs told USA Today.

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How Allergies Work

The list serves as a reminder that allergy season is just around the corner, but what exactly causes allergies, you might ask?

Allergy is actually a mistake that the immune system is making,” said Dr. Calman Prussin, of the National Institute of Allergy and Infectious Diseases, in a video recently released by the American Chemical Society. “Normally we make antibodies to fight germs and to recognize germs, and in this case, the immune system has made a mistake and instead is making an antibody that recognizes harmless things, such as pollens or animal dander.”

When the body mistakenly recognizes something as a pathogen, it releases immunoglobulin E – which sets off the immune system response. The immune response is comprised off the release of several chemicals, including the well-known organic molecule called histamine.

“So the way histamine works as this small chemical messenger is that it find a receptor that’s on many, many cells of the body called a histamine receptor and it sends that cell a message,” Prussin said. “For example, in blood vessels – it binds to that receptor and tells that blood vessel to become leaky, which causes the runny nose that you get. Or, for example there are receptors on nerves, which the histamine will activate, and that gives you the sensation of that itchy nose that you might feel during pollen exposure.”

24/7 Access to Prescriptions for Allergy Medication

Seasonal allergy symptoms can range from mild irritation to nearly incapacitating and for those people who can’t wait to see a doctor – www.24hr-edoc.com provides a way to get a consultation with a board-certified physician, allergy medication discounts, or a full prescription card. Benefit plans are available for both families and individuals.

24hr Edoc

While the service provided by www.24hr-edoc.com isn’t insurance, the company is affiliated with Health-Life-Dental-Insurance, which offers a range of insurance products – including those designed to supplement Obamacare.