Protecting Your Health Insurance Coverage in a Divorce

Divorce2When you get a divorce, one of the assets you risk losing is your health care coverage, especially if the policy was carried through your spouse’s employer. Health care costs in this country are too high to risk even one day without coverage. The good news is that you may be able...

Read More

Obamacare: It Might Be Better to Take The Penalty

Health insurance applicationBeginning January 1, 2014, all Americans must carry health insurance or be subject to a tax penalty. However, two recent polls reveal that many Americans are deciding to forgo insurance and just pay the penalty: 38% who responded to a poll by Princeton Survey Research Associates,...

Read More

How Smaller Networks On Health Exchange Plans Will Hurt You

Network of DoctorsIf you’ve been following the news on Obamacare, you have likely heard about how many health insurance plans sold on the state exchanges have “small provider networks,” also known as “narrow networks.” What does that mean, and how does it affect your healthcare costs?

In-Network P...

Read More

If You’re Young & Healthy, Getting Health Insurance Before 2014 Will Save You Lots

Sticker ShockMany older people with preexisting medical conditions will save money by buying insurance on the new health care exchanges. However, lower premiums for older, sicker Americans are being offset by higher premiums for young adults with no health problems. Those in the latter group ...

Read More