Emergency Room vs. Urgent Care Facility, How to Save Money

While a dislocated shoulder or bad case of the stomach might feel like an emergency, many health policy experts are warning against going to the emergency room for treatment and suggesting a visit to an urgent care facility instead.

disabled-72211_1280In addition to potentially placing unnecessary ...

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The Three Major Benefits of a Self-Funded Health Insurance Plan

With its numerous taxes and requirements – the Affordable Care Act, or Obamacare, is expected to hamper small businesses when it comes to offering health insurance to their employees.

Insurance AgentsHowever, employers that insure themselves instead of turning to a large private insurer are exem...

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Understanding Health Insurance Basics

Health Insurance CostsEven though the Affordable Care Act has been dominating the national news for the past five years, many Americans admit they still don’t understand basic health insurance terms – such as ‘premium’ or ‘co-pay.’

With most people receiving coverage from their employer or the governm...

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Taking the Obamacare Penalties Might Be Best Option for Businesses

Sticker ShockWhile Obamacare’s individual mandate has individual Americans stressing out about penalties, the section of the Affordable Care Act causing the biggest concern for businesses is the Employer Shared Responsibility (ESR) provision, which mandates the “large employers” must offer co...

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