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How to Handle the Looming Employer Mandate

Becoming Effective Very Soon

Much of the conversation swirling around Obamacare involves the penalty individuals will face at the end of the year if they do not pick up qualifying health insurance – a part of the law known as the individual mandate.

But there’s another mandate th...

The Three Major Benefits of a Self-Funded Health Insurance Plan

With its numerous taxes and requirements – the Affordable Care Act, or Obamacare, is expected to hamper small businesses when it comes to offering health insurance to their employees.

However, employers that insure themselves instead of turning to a large private insurer are exem...

Taking the Obamacare Penalties Might Be Best Option for Businesses

While Obamacare’s individual mandate has individual Americans stressing out about penalties, the section of the Affordable Care Act causing the biggest concern for businesses is the Employer Shared Responsibility (ESR) provision, which mandates the “large employers” must offer co...

Self-Funded Insurance: Pros and Cons

While fairly popular among large employers, self-funded insurance hasn’t been prevalent among smaller companies.

However, the Affordable Care Act could change all that as some stipulations of Obamacare have smaller companies taking a second look at self insurance. Self-funded pl...