UnitedHealthcare Is Exiting the Texas Obamacare Exchange - Should You Be Looking For An Obamacare Alternative?
The ACA Exchange is not the right choice for healthy Texans. But there an Obamacare Alternative.
Texas is one of several states where UnitedHealthcare will stop offering plans on Healthcare.gov. 
UnitedHealthcare, which had about 795,000 ACA customers as of March 31, warned in November that it was posting losses on ACA policies. In December 2015, the company said it should have stayed out of the individual exchange market longer. Today they made it official - they are exiting most of the ACA exchanges.
Dropping out of the exchanges does not impact other UnitedHealthcare plans in Texas. Plans offered by Health-Life-Dental-Insurance.com are not affected by this decision.
The decision by UnitedHealthcare drives home the reality that health insurance in ACA exchanges has turned out to be much more costly than expected…for the insurance company and ultimately for the insured. Here’s why: (1) Sicker people are choosing to buy coverage on the ACA exchange – which includes people buying plans who deferred treatment for their medical needs until they got covered and (2) People are buying ACA Exchange insurance, using lots of care, and then dropping their coverage mid-year.
The consequence for healthy individuals and families purchasing insurance on the exchanges: high health insurance costs. That’s why Health-Life-Dental-Insurance.com invented the Real Life Protection Pyramid (see video below), an Obamacare Alternative.
With the Real Life Protection Pyramid a healthy individual or family saves on premium expense. At the same time you set yourself up to financially offset many of the increased costs that you will experience if you have to transition to the ACA exchange plans due to a major illness. Call us now and let us show you how to better protect your family’s financial future. 1-800-257-1723