Feds Predict 60% Health Insurance Premium Increase in This Decade - Here's How To Hedge That Cost
The Congressional Budget Office predicted rate increases for health insurance plans purchased through the Affordable Care Act marketplace to be 8 percent a 
year until 2018, then 5 to 6 percent a year until 2025 — that outstrips income gains by 6 percent a year.
That would take average annual 2025 premiums for those plans to about $5,000 for a single 21-year-old, $7,500 for a single 46-year-old, and $18,200 for a family.
Those plans are currently a little cheaper than job-based ones, the budget office said, because their coverage is less extensive and requires higher out-of-pocket payments for care.
However, job based health insurance will rise about 60 percent, to $10,000 for singles and to $24,500 for families by 2025.
For those that are healthy, now is the time to bank on that good health by purchasing insurance programs (like the Life Protection Pyramid) that provide coverage with Living Benefits. Why the emphasis on Living Benefits? Because once you have a pre-existing condition and have no option but to purchase job-place or Affordable Care Act marketplace policies, the cost of deductibles and co-pays will add significantly to your total cost of healthcare. Living Benefits coverage is the best hedge against the cost of high deductibles that are an inevitable part of a major illness.