Obamacare made healthcare available to the poor and low income…but for the rest of us it’s more expensive and restricts our choices.
President Obama billed the Affordable Care Act as a necessary measure to ensure every citizen had access to healthcare. Six years later, millions of Americans remain without health insurance.
"Although more people have health insurance, they continue to face very high out of pocket costs, and so we still see a high proportion of people that simply aren’t seeking healthcare services because they can’t afford them. The last estimate from the census data last year is 33 million," she says when asked how many Americans are still without health insurance. "That’s down from about 46 million, 48 million from before the ACA [Affordable Care Act] was passed." Dr. Margaret Flowers tells Loud & Clear.
Even those who have health insurance are paying exorbitant sums for what typically amounts to only partial coverage.
"That insurance is incredibly skimpy," Flowers says. "What the insurers did was they created these plans where they actually restrict the number of doctors and hospitals that are in the plan.”
"You may have insurance…but [you] may not even have insurance that covers the medical centers that treat serious illnesses."
Due to the lack of a public option, hundreds of thousands lost the health insurance they already had. While states were allowed to set up health cooperatives to help provide care for low-income individuals, a lack of funding forced many of those facilities to close.
If you have a pre-existing condition or are able to take advantage of the Obamacare health insurance cost supplements then the exchanges are your best alternative. However, if you are healthy and not receiving a supplement there are better ways to purchase health insurance and living benefits. These alternatives are 50% less than the cost of Obamacare premiums AND protect you from the outlandish Obamacare deductibles PLUS can fund your deductibles going forward if you do have a major illness. To learn more about how this works watch this video.
